Credits & Billing

Bizzy charges for two things: what you can build (capacity) and what you do with it (usage). Both are denominated in credits, and both are governed by the tier your account is on. This page explains the model so the line items on your bill have a story behind them.

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What is a Credit?

A credit is the unit of measurement for usage on top of your plan. One credit equals one cent of overage cost. Credits accumulate against your account when you exceed the allowances bundled into your tier; you settle them up by paying for credit packs (or letting auto-recharge do it for you). Inside your tier, you don’t think about credits — you have an allowance and you use it. You only feel credits when you go past it.

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Tiers

There are four tiers:

• Free — try the platform, hard caps on capacity.
• Starter — entry-level paid plan.
• Professional — full-featured plan for active users.
• Enterprise — custom limits, support SLA, negotiated pricing.

Each tier defines two things: how much capacity you have (the account objects) and how much usage is included before overages kick in (the consumables).

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Account Objects (Capacity)

Account objects are how much you can have — hard caps that don’t accumulate. Five of them: If you hit the cap, you can’t create more without upgrading. We don’t bill overages for capacity — we just stop the meter.

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Consumables (Usage)

Consumables are how much you can do — meters that reset on each billing cycle. Five of them: Inside your tier’s allowance, these are free. Past it, every increment is billed at your tier’s overage rate. API and MCP requests are not consumables. They are entitled by request rate rather than a monthly allocation, so they are never metered against an allowance and never billed per call — see Usage and Rate limits.

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Tier-Based Overage Rates

Higher tiers get cheaper marginal usage: Enterprise rates are negotiated separately.

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How LLM Usage Becomes Credits

The most common source of overage in active accounts is the LLM Tokens meter — every message your agents and automations send to a model counts. The relationship is direct:

1. Each LLM call records the input and output tokens consumed.
2. Tokens roll up into the llmTokens consumable on your account.
3. Once you cross your tier’s included token allowance, additional tokens are billed at your tier’s overage rate (e.g., $0.30 per 10k on Professional).
4. The dollar charge is converted into credits — $1 of overage = 100 credits.

In other words: credits are how the bill arrives, not how the meter ticks.

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Recharging

There are two ways to top up:

• Credit packs. One-time purchases at $10,$20, $50, or$100. Use them when you know you have a busy month coming.
• Auto-recharge. When your credit balance dips below a threshold, Bizzy tops it up automatically — the default top-up is $20. Turn it on once and you stop thinking about it.

Both buy the same credits; only the trigger differs.

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When You Downgrade — Soft Disable

Bizzy never deletes your work because you change tiers. If you downgrade to a tier whose account-object caps are below your current usage, the platform doesn’t throw away your extra agents, automations, or seats — it soft-disables them. Soft-disabled means:

• The item is paused and marked as disabled due to the downgrade.
• Newest entries are disabled first; the organization owner is never disabled.
• The data is intact — it just can’t run.
• Move back up a tier (or remove other items) and you can re-activate them with one click; the platform verifies you’re under the cap before allowing it.

This is deliberate: downgrade decisions get reversed all the time, and losing the work each time would be punitive.

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