What is a credit?
A credit is the unit of measurement for usage on top of your plan. One credit equals one cent of overage cost. Credits accumulate against your account when you exceed the allowances bundled into your tier; you settle them by buying credit packs (or letting auto-recharge do it). Inside your tier’s allowance, credits never come up.Tiers
There are four tiers:- Free — try the platform, hard caps on capacity.
- Starter — entry-level paid plan.
- Professional — full-featured plan for active users.
- Enterprise — custom limits, support SLA, negotiated pricing.
Account objects (capacity)
Account objects are how much you can have — hard caps that don’t accumulate. Four of them:
At the cap, you can’t create more without upgrading. Capacity has no overage
billing.
Consumables (usage)
Consumables are how much you can do — meters that reset each billing cycle. Five of them:
Inside your tier’s allowance, these are free. Past it, every increment is
billed at your tier’s overage rate.
API and MCP requests are not consumables. They are entitled by request rate
rather than a monthly allocation, so they are never metered against an
allowance and never billed per call — see
Usage and
Rate limits.
Overage rates
Higher tiers get cheaper marginal usage:
Enterprise rates are negotiated separately.
How LLM usage becomes credits
The most common source of overage in active accounts is the LLM Tokens meter — every message your agents and automations send to a model counts:- Each LLM call records the input and output tokens consumed.
- Tokens roll up into the LLM Tokens consumable on your account.
- Once you cross your tier’s included token allowance, additional tokens are billed at your tier’s overage rate (e.g., $0.30 per 10k on Professional).
- The dollar charge is converted into credits — $1 of overage = 100 credits.
Recharging
Two ways to top up:- Credit packs. One-time purchases at 20, 100.
- Auto-recharge. When your credit balance dips below a threshold, Bizzy tops it up automatically — the default top-up is $20.
When you downgrade — soft disable
Bizzy never deletes your work because you change tiers. If you downgrade to a tier whose account-object caps are below your current usage, the extra agents, automations, or seats are soft-disabled:- The item is paused and marked as disabled due to the downgrade.
- Newest entries are disabled first; the business owner is never disabled.
- The data is intact — it just can’t run.
- Move back up a tier (or remove other items) and you can re-activate them with one click; Bizzy verifies you’re under the cap before allowing it.
Related topics
Usage & limits
See your current usage
Credit top-ups
Buy credit packs and configure auto-recharge